{"id":22013,"date":"2026-09-16T21:38:40","date_gmt":"2026-09-16T21:38:40","guid":{"rendered":"https:\/\/8657085.xyz\/?p=22013"},"modified":"2026-09-16T21:38:40","modified_gmt":"2026-09-16T21:38:40","slug":"us-interest-rates-raised-for-first-time-in-three-years","status":"publish","type":"post","link":"https:\/\/8657085.xyz\/?p=22013","title":{"rendered":"US interest rates raised for first time in three years"},"content":{"rendered":"<p> <div style=\"display: grid; grid-template-columns: 300px 160px; gap: 2px; width: 460px; background: #eee; padding: 2px;\">\r\n\r\n  <!-- \u6574\u884c\u5bbd\u5e7f\u544a -->\r\n  <div style=\"grid-column: 1\/-1; width: 460px; height: 250px; background: #ccc; display: grid; place-items: center;\">\r\n  <script async type=\"application\/javascript\" src=\"https:\/\/a.magsrv.com\/ad-provider.js\"><\/script> \r\n <ins class=\"eas6a97888e2\" data-zoneid=\"5876674\"><\/ins> \r\n <script>(AdProvider = window.AdProvider || []).push({\"serve\": {}});<\/script>\r\n  <\/div>\r\n  <div style=\"grid-column: 1\/-1; width: 460px; height: 90px; background: #ccc; display: grid; place-items: center;\">\r\n  <script async type=\"application\/javascript\" src=\"https:\/\/a.magsrv.com\/ad-provider.js\"><\/script> \r\n <ins class=\"eas6a97888e2\" data-zoneid=\"5876676\"><\/ins> \r\n <script>(AdProvider = window.AdProvider || []).push({\"serve\": {}});<\/script>\r\n  <\/div>\r\n\r\n  <!-- \u5de6\u4fa7\u7ad6\u6392 -->\r\n  <div style=\"height: 250px; background: #ccc; display: grid; place-items: center;\">\r\n  <script async type=\"application\/javascript\" src=\"https:\/\/a.magsrv.com\/ad-provider.js\"><\/script> \r\n <ins class=\"eas6a97888e2\" data-zoneid=\"5876672\"><\/ins> \r\n <script>(AdProvider = window.AdProvider || []).push({\"serve\": {}});<\/script>\r\n  <\/div>\r\n  <div style=\"height: 500px; background: #ccc; display: grid; place-items: center;\">\r\n  <script async type=\"application\/javascript\" src=\"https:\/\/a.magsrv.com\/ad-provider.js\"><\/script> \r\n <ins class=\"eas6a97888e2\" data-zoneid=\"5876680\"><\/ins> \r\n <script>(AdProvider = window.AdProvider || []).push({\"serve\": {}});<\/script>\r\n  <\/div>\r\n\r\n  <!-- \u53f3\u4fa7\u6469\u5929\u697c\uff08\u548c\u5de6\u4fa7\u5b8c\u5168\u5bf9\u9f50\uff09 -->\r\n  <div style=\"grid-row: 3\/5; height: 750px; background: #ccc; display: grid; place-items: center;\">\r\n  <script async type=\"application\/javascript\" src=\"https:\/\/a.magsrv.com\/ad-provider.js\"><\/script> \r\n <ins class=\"eas6a97888e2\" data-zoneid=\"5876678\"><\/ins> \r\n <script>(AdProvider = window.AdProvider || []).push({\"serve\": {}});<\/script>\r\n  <\/div>\r\n  \r\n  <script async type=\"application\/javascript\" src=\"https:\/\/a.magsrv.com\/ad-provider.js\"><\/script> \r\n <ins class=\"eas6a97888e6\" data-zoneid=\"5876682\"><\/ins> \r\n <script>(AdProvider = window.AdProvider || []).push({\"serve\": {}});<\/script>\r\n<\/div><br \/>\n<\/p>\n<div>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Asked about the message the decision sent to Trump, Warsh chuckled before saying &#8220;I have got nothing for you on a discussion with the president&#8221;.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">The Federal Reserve is independent of the government, but has faced sharp criticism from Trump over its decisions on rates in recent years.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Trump was heavily critical of Warsh&#8217;s predecessor Jerome Powell for not cutting rates.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">The US president appointed Warsh to take over as Fed chair after Powell stepped down at the end of his term earlier this year.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Following Wednesday&#8217;s announcement, Trump said on social media: &#8220;LOWER THE INTEREST RATES FOR THE UNITED STATES OF AMERICA, AND FAST!&#8221;<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Earlier, White House Press Secretary Kush Desai told Fox News the president and White House had reiterated their &#8220;commitment to the independence of the Federal Reserve on numerous occasions&#8221; but said that did not prevent Trump being able to voice his opinions.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Warsh said at Wednesday&#8217;s press conference that &#8220;part of the independence of the Federal Reserve is we stay in our lane&#8221;.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">The Fed&#8217;s hike is the first rate move in any direction since they were cut in December 2025. The last time they were raised was in July 2023. <\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">A 0.25pp increase will likely add to increasing mortgage rates for homebuyers, as the rates set by banks and other lenders are heavily influenced by the Fed&#8217;s policy rate.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Major US banks JP Morgan, KeyCorp, and BNY all raised their prime lending rate on Wednesday to 7% from 6.75%, which will affect rates charged on credit cards and personal loans.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Mortgage costs have climbed over the past year but remain below peaks seen in 2023. A 30-year fixed deal is 6.76% on average, while a 15-year deal is 6.09%, according to figures from Freddie Mac.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Due to many US homeowners having 30-year and 15-year fixed-rate mortgages, changes to interest rates will not impact many Americans monthly repayments, though they could affect those looking to secure a loan for a home or refinance.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Warsh declined to provide his own view on where he saw interest rates going, but the majority of his fellow policymakers said they believe rates would be hiked again before the end of this year to between 4-4.25%. <\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">A small majority said rates could rise further to the 4.25-4.5% next year, before cuts begin in 2028 and 2029. <\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">The forecast suggested price rises will ease in the coming years, with inflation, the measure used to assess the cost of living, predicted to fall steadily to the Fed&#8217;s 2% target by 2029.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">The US is not alone in tackling the inflation impact from the conflict in the Middle East, with the European Central Bank raising rates last week and the Bank of England set to make its own decision on Thursday.<\/p>\n<\/div>\n<p><!-- \u603b\u5bb9\u5668\uff1a\u6700\u5927\u5bbd908px Grid\u7d27\u51d1\u5e03\u5c40 -->\r\n<div style=\"display: grid; 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