{"id":2147,"date":"2026-03-23T15:59:15","date_gmt":"2026-03-23T15:59:15","guid":{"rendered":"https:\/\/8657085.xyz\/?p=2147"},"modified":"2026-03-23T15:59:15","modified_gmt":"2026-03-23T15:59:15","slug":"california-counties-where-inheritance-rules-homeownership","status":"publish","type":"post","link":"https:\/\/8657085.xyz\/?p=2147","title":{"rendered":"California counties where inheritance rules homeownership"},"content":{"rendered":"<p> <div style=\"display: grid; grid-template-columns: 300px 160px; gap: 2px; width: 460px; background: #eee; padding: 2px;\">\r\n\r\n  <!-- \u6574\u884c\u5bbd\u5e7f\u544a -->\r\n  <div style=\"grid-column: 1\/-1; width: 460px; height: 250px; background: #ccc; display: grid; place-items: center;\">\r\n  <script async type=\"application\/javascript\" src=\"https:\/\/a.magsrv.com\/ad-provider.js\"><\/script> \r\n <ins class=\"eas6a97888e2\" data-zoneid=\"5876674\"><\/ins> \r\n <script>(AdProvider = window.AdProvider || []).push({\"serve\": 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\/>\n<\/p>\n<div>\n<p>Forget the \u201cCalifornia Dream\u201d \u2014 for the next generation of Golden State residents, the new reality is more like a\u00a0royal succession.<\/p>\n<p>New property data reveals a bombshell shift in California\u2019s housing market: Homeownership is quickly evolving into a \u201ccaste system\u201d where family wealth matters more than your paycheck.<\/p>\n<p>A staggering 16% of all home transfers in 2025 were inheritances \u2014 a rate nearly triple what it was at the turn of the millennium and double the national average, the\u00a0San Francisco Chronicle reported. <\/p>\n<figure class=\"nyp-slideshow-modal-image wp-block-image aligncenter size-large\"><figcaption>The residential beachfront community along the shore in Capitola Village in Santa Cruz County, California. <span class=\"credit\">Getty Images<\/span><\/figcaption><\/figure>\n<p>\u201cWhen most people struggle to afford homeownership, but some people get to inherit homes without really trying, we don\u2019t have a housing market \u2014 we have a caste system defined by family wealth,\u201d Daryl Fairweather, chief economist at real estate brokerage Redfin, said in a recent YouTube video.<\/p>\n<p>In the state\u2019s most affluent coastal enclaves, the numbers are even more lopsided.<\/p>\n<aside class=\"single__inline-module aligncenter wp-block-nypost-editor-primary-tag\">\n<\/aside>\n<p>If you\u2019re looking to move into a breezy pad in Monterey, Santa Cruz or Napa, you better hope you\u2019re in the will.<\/p>\n<p>More than one in four homes that changed hands in those counties last year weren\u2019t \u201csold\u201d \u2014 they were simply handed down to heirs who, in many cases, are the only ones left who can afford to live there.<\/p>\n<figure class=\"nyp-slideshow-modal-image wp-block-image aligncenter size-large\"><figcaption>Major metropolitan hubs also saw high levels of inherited ownership, with San Francisco recording a 22% rate. <span class=\"credit\">Getty Images<\/span><\/figcaption><\/figure>\n<figure class=\"nyp-slideshow-modal-image wp-block-image aligncenter size-large\"><figcaption>Monterey County led California, with 28% of all home transfers being inherited. <span class=\"credit\">Getty Images\/iStockphoto<\/span><\/figcaption><\/figure>\n<p>Monterey County led the state with 28% of all home transfers being inherited, while Santa Cruz, Napa and Santa Barbara followed closely, each tied at a 27% inheritance rate, according to data from the Wall Street Journal.<\/p>\n<p>Major metropolitan hubs also saw high levels of inherited ownership, with San Francisco recording a 22% rate and Los Angeles at 20%.<\/p>\n<p>Conversely, Yuba County recorded the lowest inheritance rate in California, at 8%, which aligns with the current national average.<\/p>\n<p>This trend of property inheritance has less to do with love or even the actual process of inheriting, and more with the dire condition of the California housing market, according to Matt Delventhal, an economist at Cotality.<\/p>\n<p>\u201cPeople know that unless they give their home to their kids, their kids have no shot at staying in California as homeowners,\u201d Delventhal told the Chronicle.<\/p>\n<figure class=\"nyp-slideshow-modal-image wp-block-image aligncenter size-large\"><figcaption>Los Angeles has an inherited homeownership rate of 20%. <span class=\"credit\">Getty Images<\/span><\/figcaption><\/figure>\n<div class=\"single__inline-module inline-module inline-module--newsletter aligncenter inline-module--nypostbusinessunit aligncenter wp-block-nypost-editor-newsletter\" data-source-unit=\"Inline Newsletter Module Cali - Morning Report\">\n<div class=\"inline-module__inner\">\n<div class=\"inline-module__title-wrapper\">\n<div class=\"inline-module__unsubmitted-title-wrapper\">\n<h3 class=\"inline-module__title headline headline--combo-sm-md\">\n\t\t\t\t\t\t\tSign up for the California Morning Report newsletter\t\t\t\t\t\t<\/h3>\n<p class=\"inline-module__cta\">\n\t\t\t\t\t\t\tCalifornia&#8217;s top news, sports and entertainment delivered to your inbox every day.\t\t\t\t\t\t<\/p>\n<\/p><\/div>\n<p><h3 class=\"inline-module__title headline headline--combo-sm-md\">\n\t\t\t\t\t\tThanks for signing up!\t\t\t\t\t<\/h3>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<p>Tax rules also make it cheaper to keep homes in the family.<\/p>\n<p>When homeowners sell, they usually pay taxes on the increase in the value of their property. However, if they pass the home on after death, the tax bill disappears, making it easier to keep the property for future generations, even if it\u2019s no longer needed.<\/p>\n<p>California\u2019s Proposition 13, passed in the 1970s, limited how much property taxes could increase, and later changes allowed heirs to inherit these low tax rates.<\/p>\n<p>While Proposition 19 in 2021 tried to limit these tax breaks by requiring heirs to use the home as their primary residence, it hasn\u2019t really opened up much new housing supply, since most heirs still live in the homes they inherit instead of selling or renting them.<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<h2 class=\"wp-block-heading\"><strong>Download The California Post App, follow us on social, and subscribe to our newsletters <\/strong><\/h2>\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>California Post News<\/strong>: Facebook, Instagram, TikTok, X, YouTube, WhatsApp, LinkedIn<br \/><strong>California Post Sports<\/strong> Facebook, Instagram, TikTok, YouTube, X<br \/><strong>California Post  <\/strong>Opinion <br \/><strong>California Post Newsletters<\/strong>: Sign up here!<br \/><strong>California Post App<\/strong>: Download here!<br \/><strong>Home delivery<\/strong>: Sign up here!<br \/><strong>Page Six Hollywood<\/strong>: Sign up here!<\/p>\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<\/div>\n<\/p><\/div>\n<p><script async defer src=\"https:\/\/platform.instagram.com\/en_US\/embeds.js\"><\/script><br \/>\n<br \/><!-- \u603b\u5bb9\u5668\uff1a\u6700\u5927\u5bbd908px Grid\u7d27\u51d1\u5e03\u5c40 -->\r\n<div style=\"display: grid; 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display:grid; place-items:center;\">\r\n\t\r\n<!-- JuicyAds v3.0 -->\r\n<script type=\"text\/javascript\" data-cfasync=\"false\" async src=\"https:\/\/poweredby.jads.co\/js\/jads.js\"><\/script>\r\n<ins id=\"1114303\" data-width=\"125\" data-height=\"125\"><\/ins>\r\n<script type=\"text\/javascript\" data-cfasync=\"false\" async>(adsbyjuicy = window.adsbyjuicy || []).push({'adzone':1114303});<\/script>\r\n<!--JuicyAds END-->\r\n\t<\/div>\r\n  <\/div>\r\n\r\n  <!-- \u53f3\u4fa7\u7ad6\u680f\uff1a160\u00d7600 \u6574\u5217\u9ad8\u5e7f\u544a -->\r\n  <div style=\"grid-row:3\/8; height:600px;  display:grid; place-items:center;\">\r\n    <!-- JuicyAds v3.0 -->\r\n<script type=\"text\/javascript\" data-cfasync=\"false\" async src=\"https:\/\/poweredby.jads.co\/js\/jads.js\"><\/script>\r\n<ins id=\"1114301\" data-width=\"160\" data-height=\"600\"><\/ins>\r\n<script type=\"text\/javascript\" data-cfasync=\"false\" async>(adsbyjuicy = window.adsbyjuicy || []).push({'adzone':1114301});<\/script>\r\n<!--JuicyAds END-->\r\n  <\/div>\r\n\r\n<\/div><br \/>\n<br \/><a href=\"https:\/\/nypost.com\/2026\/03\/23\/us-news\/the-california-counties-where-home-ownership-is-inherited\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Forget the \u201cCalifornia Dream\u201d \u2014 for the next generation of Golden State residents, the new&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2148,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[349],"tags":[581,1737,1740,1738,1739],"class_list":["post-2147","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-california","tag-counties","tag-homeownership","tag-inheritance","tag-rules"],"featured_image_urls":{"full":["https:\/\/8657085.xyz\/wp-content\/uploads\/2026\/03\/newspress-collage-g9t4ejfxu-1774280630099.jpg",1200,799,false],"thumbnail":["https:\/\/8657085.xyz\/wp-content\/uploads\/2026\/03\/newspress-collage-g9t4ejfxu-1774280630099-150x150.jpg",150,150,true],"medium":["https:\/\/8657085.xyz\/wp-content\/uploads\/2026\/03\/newspress-collage-g9t4ejfxu-1774280630099-300x200.jpg",300,200,true],"medium_large":["https:\/\/8657085.xyz\/wp-content\/uploads\/2026\/03\/newspress-collage-g9t4ejfxu-1774280630099-768x511.jpg",640,426,true],"large":["https:\/\/8657085.xyz\/wp-content\/uploads\/2026\/03\/newspress-collage-g9t4ejfxu-1774280630099-1024x682.jpg",640,426,true],"1536x1536":["https:\/\/8657085.xyz\/wp-content\/uploads\/2026\/03\/newspress-collage-g9t4ejfxu-1774280630099.jpg",1200,799,false],"2048x2048":["https:\/\/8657085.xyz\/wp-content\/uploads\/2026\/03\/newspress-collage-g9t4ejfxu-1774280630099.jpg",1200,799,false],"covernews-slider-full":["https:\/\/8657085.xyz\/wp-content\/uploads\/2026\/03\/newspress-collage-g9t4ejfxu-1774280630099-1115x715.jpg",1115,715,true],"covernews-slider-center":["https:\/\/8657085.xyz\/wp-content\/uploads\/2026\/03\/newspress-collage-g9t4ejfxu-1774280630099-800x500.jpg",800,500,true],"covernews-featured":["https:\/\/8657085.xyz\/wp-content\/uploads\/2026\/03\/newspress-collage-g9t4ejfxu-1774280630099-1024x682.jpg",1024,682,true],"covernews-medium":["https:\/\/8657085.xyz\/wp-content\/uploads\/2026\/03\/newspress-collage-g9t4ejfxu-1774280630099-540x340.jpg",540,340,true],"covernews-medium-square":["https:\/\/8657085.xyz\/wp-content\/uploads\/2026\/03\/newspress-collage-g9t4ejfxu-1774280630099-400x250.jpg",400,250,true]},"author_info":{"display_name":"admin","author_link":"https:\/\/8657085.xyz\/?author=1"},"category_info":"<a href=\"https:\/\/8657085.xyz\/?cat=349\" rel=\"category\">Blog<\/a>","tag_info":"Blog","comment_count":"0","_links":{"self":[{"href":"https:\/\/8657085.xyz\/index.php?rest_route=\/wp\/v2\/posts\/2147","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/8657085.xyz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/8657085.xyz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/8657085.xyz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/8657085.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2147"}],"version-history":[{"count":0,"href":"https:\/\/8657085.xyz\/index.php?rest_route=\/wp\/v2\/posts\/2147\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/8657085.xyz\/index.php?rest_route=\/wp\/v2\/media\/2148"}],"wp:attachment":[{"href":"https:\/\/8657085.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2147"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/8657085.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2147"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/8657085.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2147"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}