{"id":18189,"date":"2026-07-22T12:06:09","date_gmt":"2026-07-22T12:06:09","guid":{"rendered":"https:\/\/8657085.xyz\/?p=18189"},"modified":"2026-07-22T12:06:09","modified_gmt":"2026-07-22T12:06:09","slug":"whats-happening-to-uk-interest-rates-and-mortgage-deals","status":"publish","type":"post","link":"https:\/\/8657085.xyz\/?p=18189","title":{"rendered":"What&#8217;s happening to UK interest rates and mortgage deals?"},"content":{"rendered":"<p> <div style=\"display: grid; grid-template-columns: 300px 160px; gap: 2px; width: 460px; background: #eee; padding: 2px;\">\r\n\r\n  <!-- \u6574\u884c\u5bbd\u5e7f\u544a -->\r\n  <div style=\"grid-column: 1\/-1; width: 460px; height: 250px; background: #ccc; display: grid; place-items: center;\">\r\n  <script async type=\"application\/javascript\" src=\"https:\/\/a.magsrv.com\/ad-provider.js\"><\/script> \r\n <ins class=\"eas6a97888e2\" data-zoneid=\"5876674\"><\/ins> \r\n <script>(AdProvider = window.AdProvider || []).push({\"serve\": {}});<\/script>\r\n  <\/div>\r\n  <div style=\"grid-column: 1\/-1; width: 460px; height: 90px; background: #ccc; display: grid; place-items: center;\">\r\n  <script async type=\"application\/javascript\" src=\"https:\/\/a.magsrv.com\/ad-provider.js\"><\/script> \r\n <ins class=\"eas6a97888e2\" data-zoneid=\"5876676\"><\/ins> \r\n <script>(AdProvider = window.AdProvider || []).push({\"serve\": {}});<\/script>\r\n  <\/div>\r\n\r\n  <!-- \u5de6\u4fa7\u7ad6\u6392 -->\r\n  <div style=\"height: 250px; background: #ccc; display: grid; place-items: center;\">\r\n  <script async type=\"application\/javascript\" src=\"https:\/\/a.magsrv.com\/ad-provider.js\"><\/script> \r\n <ins class=\"eas6a97888e2\" data-zoneid=\"5876672\"><\/ins> \r\n <script>(AdProvider = window.AdProvider || []).push({\"serve\": {}});<\/script>\r\n  <\/div>\r\n  <div style=\"height: 500px; background: #ccc; display: grid; place-items: center;\">\r\n  <script async type=\"application\/javascript\" src=\"https:\/\/a.magsrv.com\/ad-provider.js\"><\/script> \r\n <ins class=\"eas6a97888e2\" data-zoneid=\"5876680\"><\/ins> \r\n <script>(AdProvider = window.AdProvider || []).push({\"serve\": {}});<\/script>\r\n  <\/div>\r\n\r\n  <!-- \u53f3\u4fa7\u6469\u5929\u697c\uff08\u548c\u5de6\u4fa7\u5b8c\u5168\u5bf9\u9f50\uff09 -->\r\n  <div style=\"grid-row: 3\/5; height: 750px; background: #ccc; display: grid; place-items: center;\">\r\n  <script async type=\"application\/javascript\" src=\"https:\/\/a.magsrv.com\/ad-provider.js\"><\/script> \r\n <ins class=\"eas6a97888e2\" data-zoneid=\"5876678\"><\/ins> \r\n <script>(AdProvider = window.AdProvider || []).push({\"serve\": {}});<\/script>\r\n  <\/div>\r\n  \r\n  <script async type=\"application\/javascript\" src=\"https:\/\/a.magsrv.com\/ad-provider.js\"><\/script> \r\n <ins class=\"eas6a97888e6\" data-zoneid=\"5876682\"><\/ins> \r\n <script>(AdProvider = window.AdProvider || []).push({\"serve\": {}});<\/script>\r\n<\/div><br \/>\n<\/p>\n<div>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\"><b class=\"ssrcss-1xjjfut-BoldText e5tfeyi3\">Mortgages<\/b><\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">Just under a third of households have a mortgage, according to the government&#8217;s English Housing Survey<span class=\"visually-hidden ssrcss-i2z2ig-VisuallyHidden e16en2lz0\">, <!-- -->external<\/span>.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">About 500,000 homeowners have a mortgage that &#8220;tracks&#8221; the Bank of England&#8217;s rate. That means any cut means a reduction in the monthly repayments on their outstanding loan. <\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">An additional 500,000 homeowners on standard variable (SVR) rates rely on their lender choosing to pass on any Bank rate cut. <\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">But the vast majority of mortgage customers &#8211; some 87% &#8211; have fixed-rate deals. While their monthly payments aren&#8217;t immediately affected by a rate change, their future deals are.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">As at 22 July, the average rate on a new two-year fixed deal was 5.57%, up from 4.83% at the start of March, according to the financial information service Moneyfacts.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">For those looking for a five-year deal, the average rate was 5.6%, up from 4.95% over the same period.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">The average two-year tracker rate was 4.51%.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">About 800,000 fixed-rate mortgages with an interest rate of 3% or below are expected to expire every year, on average, until the end of 2027. Borrowing costs for customers coming off those deals are likely to rise sharply.<\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\"><b class=\"ssrcss-1xjjfut-BoldText e5tfeyi3\">Mortgage calculator<\/b><\/p>\n<p class=\"ssrcss-1q0x1qg-Paragraph e1jhz7w10\">You can see how your mortgage may be affected by future interest rate changes by using our calculator:<\/p>\n<\/div>\n<p><script nonce=\"OsApx1VzDKzRddR5k+SGgjZ7f2kPS3srg2A9UmZqV3WSUIKFKp\">window.__INITIAL_DATA__=\"{\\\"data\\\":{\\\"global-navigation?country=us&language=en-GB&service=news\\\":{\\\"name\\\":\\\"global-navigation\\\",\\\"props\\\":{\\\"country\\\":\\\"us\\\",\\\"language\\\":\\\"en-GB\\\",\\\"service\\\":\\\"news\\\"},\\\"data\\\":{\\\"accessibilityLinks\\\":[{\\\"label\\\":\\\"Skip to content\\\",\\\"url\\\":\\\"#main-heading\\\"},{\\\"label\\\":\\\"Accessibility Help\\\",\\\"url\\\":\\\"https:\/\/www.bbc.co.uk\/accessibility\/\\\"}],\\\"signInLabel\\\":\\\"Sign in\\\",\\\"accountLabel\\\":\\\"Your account\\\",\\\"forYouLabel\\\":\\\"For you\\\",\\\"forYouUrl\\\":\\\"https:\/\/www.bbc.co.uk\/foryou\\\",\\\"menuLabel\\\":\\\"Menu\\\",\\\"moreLabel\\\":\\\"More\\\",\\\"moreMenuLabel\\\":\\\"More menu\\\",\\\"closeButtonLabel\\\":\\\"Close menu\\\",\\\"disclaimer\\\":{\\\"text\\\":\\\"Copyright \u00a9 2026 BBC. 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saving it.\\\",\\\"blocks\\\":[{\\\"type\\\":\\\"fragment\\\",\\\"model\\\":{\\\"text\\\":\\\"An interest rate tells you how much it costs to borrow money, or the reward for saving it.\\\",\\\"attributes\\\":[]}}]}},{\\\"type\\\":\\\"paragraph\\\",\\\"model\\\":{\\\"text\\\":\\\"The Bank of England's base rate is what it charges other banks and building societies to borrow money, which influences what they charge their own customers for mortgages as well as the interest rate they pay on savings.\\\",\\\"blocks\\\":[{\\\"type\\\":\\\"fragment\\\",\\\"model\\\":{\\\"text\\\":\\\"The Bank of England's base rate is what it charges other banks and building societies to borrow money, which influences what they charge their own customers for mortgages as well as the interest rate they pay on savings.\\\",\\\"attributes\\\":[]}}]}},{\\\"type\\\":\\\"paragraph\\\",\\\"model\\\":{\\\"text\\\":\\\"The Bank moves its base rate up and down in order to keep UK inflation \u2014 the rate at which 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\\\",\\\"attributes\\\":[]}}]}}]}},{\\\"type\\\":\\\"subheadline\\\",\\\"model\\\":{\\\"blocks\\\":[{\\\"type\\\":\\\"text\\\",\\\"model\\\":{\\\"blocks\\\":[{\\\"type\\\":\\\"paragraph\\\",\\\"model\\\":{\\\"text\\\":\\\"What is happening to UK interest rates and inflation?\\\",\\\"blocks\\\":[{\\\"type\\\":\\\"fragment\\\",\\\"model\\\":{\\\"text\\\":\\\"What is happening to UK interest rates and inflation?\\\",\\\"attributes\\\":[]}}]}}]}}],\\\"level\\\":2,\\\"fontScale\\\":\\\"headlineSmall\\\",\\\"id\\\":\\\"What-is-happening-to-UK-interest-rates-and-inflation\\\",\\\"isFocusable\\\":true}},{\\\"type\\\":\\\"text\\\",\\\"model\\\":{\\\"suitableForAbridgement\\\":false,\\\"blocks\\\":[{\\\"type\\\":\\\"paragraph\\\",\\\"model\\\":{\\\"text\\\":\\\"The Bank of England's base rate rose to 5.25% in 2023. It remained at that level until August 2024, when the Bank started cutting. \\\",\\\"blocks\\\":[{\\\"type\\\":\\\"fragment\\\",\\\"model\\\":{\\\"text\\\":\\\"The Bank of England's base rate rose to 5.25% in 2023. It remained at that level until August 2024, when the Bank started cutting. \\\",\\\"attributes\\\":[]}}]}},{\\\"type\\\":\\\"paragraph\\\",\\\"model\\\":{\\\"text\\\":\\\"Five cuts brought rates down to 4%, before the Bank held rates at its meetings in September and November 2025. \\\",\\\"blocks\\\":[{\\\"type\\\":\\\"fragment\\\",\\\"model\\\":{\\\"text\\\":\\\"Five cuts brought rates down to 4%, before the Bank held rates at its meetings in September and November 2025. \\\",\\\"attributes\\\":[]}}]}},{\\\"type\\\":\\\"paragraph\\\",\\\"model\\\":{\\\"text\\\":\\\"It then cut in December 2025 before holding rates steady in January, March, April and June 2026. \\\",\\\"blocks\\\":[{\\\"type\\\":\\\"fragment\\\",\\\"model\\\":{\\\"text\\\":\\\"It then \\\",\\\"attributes\\\":[]}},{\\\"type\\\":\\\"urlLink\\\",\\\"model\\\":{\\\"text\\\":\\\"cut in December 2025\\\",\\\"blocks\\\":[{\\\"type\\\":\\\"fragment\\\",\\\"model\\\":{\\\"text\\\":\\\"cut in December 2025\\\",\\\"attributes\\\":[]}}],\\\"locator\\\":\\\"\/news\/articles\/cj01v7z73q1o\\\",\\\"isExternal\\\":false}},{\\\"type\\\":\\\"fragment\\\",\\\"model\\\":{\\\"text\\\":\\\" before holding rates steady in January, March, April and June 2026. \\\",\\\"attributes\\\":[]}}]}}]}},{\\\"type\\\":\\\"image\\\",\\\"model\\\":{\\\"shouldRestrictWidth\\\":false,\\\"image\\\":{\\\"alt\\\":\\\"A line chart showing interest rates and CPI inflation in the UK, from January 2021 to June 2026. Interest rates were at 0.1% in January 2021. They were increased from late-2021, reaching a peak of 5.25% in August 2023. They were then lowered slightly to 5% in August 2024, to 4.75% in November, to 4.5% on 6 February 2025, to 4.25% on 8 May 2025, to 4% on 7 August, and to 3.75% on 18 December. At the Bank of England's latest meeting on 18 June 2026, rates were held at 3.75%.   \\\\nThe inflation rate was 0.7% in the year to January 2021. It then rose to a peak of 11.1% in October 2022, before falling again to a low of 1.7% in September 2024 and then starting to rise again. In the year to March 2026, it was 3.3%, up from 3.0% the previous month. 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976w\\\"}],\\\"loading\\\":\\\"lazy\\\"}}},{\\\"type\\\":\\\"text\\\",\\\"model\\\":{\\\"suitableForAbridgement\\\":false,\\\"blocks\\\":[{\\\"type\\\":\\\"paragraph\\\",\\\"model\\\":{\\\"text\\\":\\\"Meanwhile, the main UK inflation measure, CPI, has dropped significantly since the high of 11.1% recorded in October 2022 as a result of the war in Ukraine.\\\",\\\"blocks\\\":[{\\\"type\\\":\\\"fragment\\\",\\\"model\\\":{\\\"text\\\":\\\"Meanwhile, the main UK inflation measure, CPI, has dropped significantly since the high of 11.1% recorded in October 2022 as a result of the war in Ukraine.\\\",\\\"attributes\\\":[]}}]}},{\\\"type\\\":\\\"paragraph\\\",\\\"model\\\":{\\\"text\\\":\\\"It was 2.6% in the year to June 2026, down from 2.8% the previous month.\\\",\\\"blocks\\\":[{\\\"type\\\":\\\"fragment\\\",\\\"model\\\":{\\\"text\\\":\\\"It was \\\",\\\"attributes\\\":[]}},{\\\"type\\\":\\\"urlLink\\\",\\\"model\\\":{\\\"text\\\":\\\"2.6% in the year to June 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energy and fuel costs around the world which has increased the pace of price rises more generally.\\\",\\\"blocks\\\":[{\\\"type\\\":\\\"fragment\\\",\\\"model\\\":{\\\"text\\\":\\\"The US-Israel war with Iran has put up energy and fuel costs around the world which has increased the pace of price rises more generally.\\\",\\\"attributes\\\":[]}}]}}]}},{\\\"type\\\":\\\"links\\\",\\\"model\\\":{\\\"blocks\\\":[{\\\"type\\\":\\\"link\\\",\\\"model\\\":{\\\"headline\\\":\\\"What is happening to UK prices?\\\",\\\"metadataStripItems\\\":[{\\\"label\\\":\\\"Published\\\",\\\"text\\\":\\\"1 hour ago\\\"}],\\\"url\\\":\\\"\/news\/articles\/c17rgd8e9gjo\\\",\\\"service\\\":\\\"news\\\"}}]}},{\\\"type\\\":\\\"subheadline\\\",\\\"model\\\":{\\\"blocks\\\":[{\\\"type\\\":\\\"text\\\",\\\"model\\\":{\\\"blocks\\\":[{\\\"type\\\":\\\"paragraph\\\",\\\"model\\\":{\\\"text\\\":\\\"What is expected to happen to UK interest 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Oil prices initially rose sharply as a result of disruption to supplies in the region, but have dropped back when various ceasefires have been agreed. \\\",\\\"blocks\\\":[{\\\"type\\\":\\\"fragment\\\",\\\"model\\\":{\\\"text\\\":\\\"However, the increase in fuel prices and inflation after the outbreak of the conflict has upended all of this. Oil prices initially rose sharply as a result of disruption to supplies in the region, but have dropped back when various ceasefires have been agreed. \\\",\\\"attributes\\\":[]}}]}},{\\\"type\\\":\\\"paragraph\\\",\\\"model\\\":{\\\"text\\\":\\\"On 18 June, Bank of England governor Andrew Bailey said that the price falls seen after the latest deal were \\\\\\\"encouraging\\\\\\\".\\\",\\\"blocks\\\":[{\\\"type\\\":\\\"fragment\\\",\\\"model\\\":{\\\"text\\\":\\\"On 18 June, Bank of England governor Andrew Bailey said that the price falls seen after the latest deal were \\\\\\\"encouraging\\\\\\\".\\\",\\\"attributes\\\":[]}}]}},{\\\"type\\\":\\\"paragraph\\\",\\\"model\\\":{\\\"text\\\":\\\"But he warned that the higher energy prices of the previous four months meant \\\\\\\"there [was] already some inflationary pressure in the pipeline\\\\\\\". 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rel=\\\\\\\"stylesheet\\\\\\\" href=\\\\\\\"https:\/\/news.files.bbci.co.uk\/include\/newsspec\/34996-mortgage-calculator\/2025\/assets\/embed\/css\/inline.css??v=1.0.202606301529.undefined\\\\\\\">\\\\n\\\\u003cdiv id=\\\\\\\"responsive-embed-newsspec-34996-mortgage-calculator-app\\\\\\\" class=\\\\\\\"bbc-news-vj-wrapper--embed bbc-news-vj-direction--ltr bbc-news-vj-language--english\\\\\\\">\\\\n    \\\\u003cdiv id=\\\\\\\"responsive-embed-newsspec-34996-mortgage-calculator-app-core-content\\\\\\\">\\\\n        \\\\u003cnoscript>\\\\n            \\\\u003cp>A modern browser with JavaScript and a stable internet connection is required to view this interactive.\\\\u003c\/p>\\\\n        \\\\u003c\/noscript>\\\\n        \\\\u003cdiv class=\\\\\\\"mortgage-calc__content-container\\\\\\\" style=\\\\\\\"display:none;\\\\\\\">\\\\n            \\\\u003ch2 id=\\\\\\\"lookup-header\\\\\\\">How much could my mortgage payments change?\\\\u003c\/h2>\\\\n            \\\\u003cform id=\\\\\\\"mortgage-calc\\\\\\\" class=\\\\\\\"width-restrict\\\\\\\" aria-label=\\\\\\\"How much could my mortgage payments change?\\\\\\\">\\\\n                        \\\\u003cdiv class=\\\\\\\"label__container\\\\\\\">\\\\n                            \\\\u003clabel class=\\\\\\\"label__input \\\\\\\" for=\\\\\\\"form_input_1\\\\\\\">How much are you borrowing?\\\\u003c\/label>\\\\n                                        \\\\u003cbutton class=\\\\\\\"label__info-btn\\\\\\\" data-id=\\\\\\\"info-button-1\\\\\\\" aria-label=\\\\\\\"More info on borrowing\\\\\\\">\\\\u003c\/button>\\\\n                                        \\\\u003cdiv class=\\\\\\\"info-box info-button-1\\\\\\\">\\\\n                                                \\\\u003cdiv class=\\\\\\\"info-box__text info-button-1\\\\\\\">If you have an existing mortgage enter the outstanding balance left to pay. If not, enter the total you are looking to borrow.\\\\u003c\/div>\\\\n                                        \\\\u003c\/div>\\\\n                        \\\\u003c\/div>\\\\n                        \\\\n                        \\\\u003cdiv class=\\\\\\\"input__container \\\\\\\">\\\\n                             \\\\u003cinput id=\\\\\\\"form_input_1\\\\\\\"\\\\n                                name=\\\\\\\"form_input_1\\\\\\\" \\\\n                                type=\\\\\\\"number\\\\\\\"\\\\n                                value=\\\\\\\"165000\\\\\\\"\\\\n                                min=\\\\\\\"0\\\\\\\"  \\\\n                                max=\\\\\\\"10000000\\\\\\\"\\\\n                                data-default=\\\\\\\"165000\\\\\\\"\\\\n                                step=\\\\\\\"any\\\\\\\"\\\\n                                required=\\\\\\\"required\\\\\\\"\\\\n                            >\\\\n                        \\\\n                             \\\\u003cdiv class=\\\\\\\"input__btn-container\\\\\\\">\\\\n                                 \\\\u003cbutton class=\\\\\\\"input__btn-increment\\\\\\\" data-direction=\\\\\\\"increment\\\\\\\" data-key=\\\\\\\"form_input_1\\\\\\\" aria-label=\\\\\\\"increase \u00a3\\\\\\\">\\\\u003c\/button>\\\\n                                 \\\\u003cbutton class=\\\\\\\"input__btn-decrement\\\\\\\" data-direction=\\\\\\\"decrement\\\\\\\" data-key=\\\\\\\"form_input_1\\\\\\\" aria-label=\\\\\\\"decrease \u00a3\\\\\\\">\\\\u003c\/button>\\\\n                             \\\\u003c\/div>\\\\n                             \\\\u003cspan class=\\\\\\\"input__number-format\\\\\\\" aria-hidden=\\\\\\\"true\\\\\\\">\u00a3\\\\u003c\/span>\\\\n                         \\\\u003c\/div>\\\\n                        \\\\u003cdiv class=\\\\\\\"label__container\\\\\\\">\\\\n                            \\\\u003clabel class=\\\\\\\"label__input \\\\\\\" for=\\\\\\\"form_input_2\\\\\\\">How long will you take to pay it back?\\\\u003c\/label>\\\\n                                        \\\\u003cbutton class=\\\\\\\"label__info-btn\\\\\\\" data-id=\\\\\\\"info-button-2\\\\\\\" aria-label=\\\\\\\"More info on repayment periods\\\\\\\">\\\\u003c\/button>\\\\n                                        \\\\u003cdiv class=\\\\\\\"info-box info-button-2\\\\\\\">\\\\n                                                \\\\u003cdiv class=\\\\\\\"info-box__text info-button-2\\\\\\\">If you have an existing mortgage enter the total number of years remaining. If not, enter the total number of years you are looking to borrow over.\\\\u003c\/div>\\\\n                                        \\\\u003c\/div>\\\\n                        \\\\u003c\/div>\\\\n                        \\\\n                        \\\\u003cdiv class=\\\\\\\"input__container \\\\\\\">\\\\n                             \\\\u003cinput id=\\\\\\\"form_input_2\\\\\\\"\\\\n                                name=\\\\\\\"form_input_2\\\\\\\" \\\\n                                type=\\\\\\\"number\\\\\\\"\\\\n                                value=\\\\\\\"20\\\\\\\"\\\\n                                min=\\\\\\\"1\\\\\\\"  \\\\n                                max=\\\\\\\"50\\\\\\\"\\\\n                                data-default=\\\\\\\"20\\\\\\\"\\\\n                                step=\\\\\\\"any\\\\\\\"\\\\n                                required=\\\\\\\"required\\\\\\\"\\\\n                            >\\\\n                        \\\\n                             \\\\u003cdiv class=\\\\\\\"input__btn-container\\\\\\\">\\\\n                                 \\\\u003cbutton class=\\\\\\\"input__btn-increment\\\\\\\" data-direction=\\\\\\\"increment\\\\\\\" data-key=\\\\\\\"form_input_2\\\\\\\" aria-label=\\\\\\\"increase years\\\\\\\">\\\\u003c\/button>\\\\n                                 \\\\u003cbutton class=\\\\\\\"input__btn-decrement\\\\\\\" data-direction=\\\\\\\"decrement\\\\\\\" data-key=\\\\\\\"form_input_2\\\\\\\" aria-label=\\\\\\\"decrease years\\\\\\\">\\\\u003c\/button>\\\\n                             \\\\u003c\/div>\\\\n                             \\\\u003cspan class=\\\\\\\"input__number-format\\\\\\\" aria-hidden=\\\\\\\"true\\\\\\\">years\\\\u003c\/span>\\\\n                         \\\\u003c\/div>\\\\n                        \\\\u003cdiv class=\\\\\\\"radio__container\\\\\\\">\\\\n                            \\\\u003cfieldset>\\\\n                                \\\\u003cdiv class=\\\\\\\"label__container\\\\\\\">\\\\n                                    \\\\u003clegend class=\\\\\\\"label__input\\\\\\\">What is your current...\\\\u003c\/legend>\\\\n                                        \\\\u003cbutton class=\\\\\\\"label__info-btn\\\\\\\" data-id=\\\\\\\"info-button-3\\\\\\\" aria-label=\\\\\\\"More info on interest rates\\\\\\\">\\\\u003c\/button>\\\\n                                        \\\\u003cdiv class=\\\\\\\"info-box info-button-3\\\\\\\">\\\\n                                                \\\\u003cdiv class=\\\\\\\"info-box__text\\\\\\\">For those with a mortgage enter the rate for your current fixed term. For those without a mortgage enter an interest rate from another source, such as a bank&#x27;s mortgage rate calculator.\\\\u003c\/div>\\\\n                                        \\\\u003c\/div>\\\\n                                \\\\u003c\/div>\\\\n                                \\\\u003cdiv class=\\\\\\\"radio__group\\\\\\\">\\\\n                                    \\\\u003cdiv class=\\\\\\\"input-container\\\\\\\">\\\\n                                        \\\\u003cinput class=\\\\\\\"radio-input\\\\\\\" type=\\\\\\\"radio\\\\\\\" id=\\\\\\\"interest\\\\\\\" name=\\\\\\\"format-selector\\\\\\\" value=\\\\\\\"interest\\\\\\\" checked=\\\\\\\"true\\\\\\\">\\\\n                                        \\\\u003clabel for=\\\\\\\"interest\\\\\\\">interest rate\\\\u003c\/label>\\\\n                                    \\\\u003c\/div>\\\\n                                    \\\\u003cdiv class=\\\\\\\"input-container\\\\\\\">\\\\n                                        \\\\u003cinput class=\\\\\\\"radio-input\\\\\\\" type=\\\\\\\"radio\\\\\\\" id=\\\\\\\"monthly\\\\\\\" name=\\\\\\\"format-selector\\\\\\\" value=\\\\\\\"monthly\\\\\\\">\\\\n                                        \\\\u003clabel for=\\\\\\\"monthly\\\\\\\">monthly payment\\\\u003c\/label>\\\\n                                    \\\\u003c\/div>\\\\n                                \\\\u003c\/div>\\\\n                            \\\\u003c\/fieldset>\\\\n                            \\\\n                            \\\\u003cdiv class=\\\\\\\"label__container\\\\\\\">\\\\n                                \\\\u003clabel class=\\\\\\\"label__input off-screen\\\\\\\" for=\\\\\\\"form_radio_input_1\\\\\\\">interest rate\\\\u003c\/label>\\\\n                            \\\\u003c\/div>\\\\n                            \\\\n                            \\\\u003cdiv class=\\\\\\\"input__container input__container--radio\\\\\\\">\\\\n                                 \\\\u003cinput id=\\\\\\\"form_radio_input_1\\\\\\\"\\\\n                                    name=\\\\\\\"form_radio_input_1\\\\\\\" \\\\n                                    type=\\\\\\\"number\\\\\\\"\\\\n                                    value=\\\\\\\"3.4\\\\\\\"\\\\n                                    min=\\\\\\\"0.5\\\\\\\"  \\\\n                                    max=\\\\\\\"10.5\\\\\\\"\\\\n                                    data-default=\\\\\\\"3.4\\\\\\\"\\\\n                                    step=\\\\\\\"any\\\\\\\"\\\\n                                    required=\\\\\\\"required\\\\\\\"\\\\n                                >\\\\n                            \\\\n                                 \\\\u003cdiv class=\\\\\\\"input__btn-container\\\\\\\">\\\\n                                     \\\\u003cbutton class=\\\\\\\"input__btn-increment\\\\\\\" data-direction=\\\\\\\"increment\\\\\\\" data-key=\\\\\\\"form_radio_input_1\\\\\\\" aria-label=\\\\\\\"increase %\\\\\\\">\\\\u003c\/button>\\\\n                                     \\\\u003cbutton class=\\\\\\\"input__btn-decrement\\\\\\\" data-direction=\\\\\\\"decrement\\\\\\\" data-key=\\\\\\\"form_radio_input_1\\\\\\\" aria-label=\\\\\\\"decrease %\\\\\\\">\\\\u003c\/button>\\\\n                                 \\\\u003c\/div>\\\\n                                 \\\\u003cspan class=\\\\\\\"input__number-format\\\\\\\" aria-hidden=\\\\\\\"true\\\\\\\">%\\\\u003c\/span>\\\\n                             \\\\u003c\/div>\\\\n                        \\\\u003c\/div>\\\\n                        \\\\u003cdiv class=\\\\\\\"label__container\\\\\\\">\\\\n                            \\\\u003clabel class=\\\\\\\"label__input \\\\\\\" for=\\\\\\\"form_input_3\\\\\\\">Choose an interest rate to compare with\u2026\\\\u003c\/label>\\\\n                        \\\\u003c\/div>\\\\n                        \\\\n                        \\\\u003cdiv class=\\\\\\\"input__container \\\\\\\">\\\\n                             \\\\u003cinput id=\\\\\\\"form_input_3\\\\\\\"\\\\n                                name=\\\\\\\"form_input_3\\\\\\\" \\\\n                                type=\\\\\\\"number\\\\\\\"\\\\n                                value=\\\\\\\"5.5\\\\\\\"\\\\n                                min=\\\\\\\"0.1\\\\\\\"  \\\\n                                max=\\\\\\\"100\\\\\\\"\\\\n                                data-default=\\\\\\\"5.5\\\\\\\"\\\\n                                step=\\\\\\\"any\\\\\\\"\\\\n                                required=\\\\\\\"required\\\\\\\"\\\\n                            >\\\\n                        \\\\n                             \\\\u003cdiv class=\\\\\\\"input__btn-container\\\\\\\">\\\\n                                 \\\\u003cbutton class=\\\\\\\"input__btn-increment\\\\\\\" data-direction=\\\\\\\"increment\\\\\\\" data-key=\\\\\\\"form_input_3\\\\\\\" aria-label=\\\\\\\"increase %\\\\\\\">\\\\u003c\/button>\\\\n                                 \\\\u003cbutton class=\\\\\\\"input__btn-decrement\\\\\\\" data-direction=\\\\\\\"decrement\\\\\\\" data-key=\\\\\\\"form_input_3\\\\\\\" aria-label=\\\\\\\"decrease %\\\\\\\">\\\\u003c\/button>\\\\n                             \\\\u003c\/div>\\\\n                             \\\\u003cspan class=\\\\\\\"input__number-format\\\\\\\" aria-hidden=\\\\\\\"true\\\\\\\">%\\\\u003c\/span>\\\\n                         \\\\u003c\/div>\\\\n                \\\\u003cinput class=\\\\\\\"submit-btn\\\\\\\" type=\\\\\\\"submit\\\\\\\" value=\\\\\\\"Calculate\\\\\\\" \/>\\\\n            \\\\u003c\/form>\\\\n            \\\\u003cdiv class=\\\\\\\"results__container--figures\\\\\\\" aria-hidden=\\\\\\\"true\\\\\\\">\\\\n                \\\\u003cdiv class=\\\\\\\"width-restrict\\\\\\\">\\\\n                    \\\\u003cp class=\\\\\\\"results__para\\\\\\\">At this rate, your payments could change by\u2026\\\\u003c\/p>\\\\n                    \\\\u003cdiv class=\\\\\\\"results__figures\\\\\\\">\\\\n                        \\\\u003cp class=\\\\\\\"results__figure results__figure--monthly-increase\\\\\\\">\\\\u003cspan class=\\\\\\\"figure\\\\\\\">\\\\u003c\/span>\\\\n                            monthly change\\\\u003c\/p>\\\\n                        \\\\u003cp class=\\\\\\\"results__figure--to\\\\\\\">to\\\\u003c\/p>\\\\n                        \\\\u003cp class=\\\\\\\"results__figure results__figure--monthly-total\\\\\\\">\\\\u003cspan class=\\\\\\\"figure\\\\\\\">\\\\u003c\/span>\\\\n                            monthly total\\\\u003c\/p>\\\\n                    \\\\u003c\/div>\\\\n                \\\\u003c\/div>\\\\n            \\\\u003c\/div>\\\\n            \\\\u003cp class=\\\\\\\"results--off-screen off-screen\\\\\\\">\\\\u003c\/p>\\\\n            \\\\u003cdiv class=\\\\\\\"results__container--repayment-estimate\\\\\\\">\\\\n                \\\\u003cp class=\\\\\\\"results__estimate width-restrict\\\\\\\">\\\\u003c\/p>\\\\n            \\\\u003c\/div>\\\\n            \\\\u003cdiv class=\\\\\\\"results__container--error\\\\\\\">\\\\n                \\\\u003cp class=\\\\\\\"results__error\\\\\\\">The information you provided on your monthly payments would not be sufficient to pay off your mortgage within the number of years given.\\\\u003c\/p>\\\\n            \\\\u003c\/div>\\\\n             \\\\u003cdiv class=\\\\\\\"disclaimer\\\\\\\">\\\\n                    \\\\u003cp class=\\\\\\\"disclaimer-para\\\\\\\">This calculator does not constitute financial advice. It is based on a standard mortgage repayment formula dependent on the mortgage size and length and a fixed interest rate. It should be used as a guide only and does not represent the suitability, eligibility or availability of mortgage offers for users. 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